Move your money from large banks like Bank of America and Wells Fargo to a local credit union - as a member, you OWN the credit union!
Dear Bank of America,
My husband died on May 12, 2010. You know this because I dutifully informed you shortly after he died. And you so generously told me that since he was such a valued customer, and you sure were going to miss his business, that I, lucky widow that I am, could take over the outstanding balance on his credit cards and pay you those thousands of dollars you won't be able to squeeze out of his dead corpse. So kind of you.
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